Many cryptocurrencies are designed with privacy in mind and obscure the identity of the sender and receiver of cryptocurrency funds. Unlike many cryptocurrencies that trade on hopes and dreams, Ripple is being used in the real world today, showing signs of future adoption within the financial market community. Without your password, your cryptocurrency wallet and its contents are no longer accessible. Join Benzinga’s Financial Newsletter. In these cases, the new currency may not offer enough unique benefits to justify the investment or suggest that the currency will be widely adopted. Weiss Ratings, a leading independent rating agency for financial institutions, recently introduced ratings for cryptocurrencies, identifying Bitcoin, Ripple, EOS, NEO, and Steem as its five top-rated cryptocurrencies. Without investor interest, projects can get abandoned, leaving investors with essentially worthless digital coins.